Individual therapy for adults with a focus on resiliency, life transitions and personal growth
Why consider private pay?
To avoid needing to get a pre-authorization which can delay access to therapy.
To know what the rates are upfront without having to figure out co-pay, co-insurance, or deductible.
To be able to talk to a therapist for even though you don't have a mental health diagnosis. Insurance companies often require a diagnosis for reimbursement. There are benefits to counseling that do not involve a diagnosis: personal growth, communication, stress, etc.
To avoid the possibility of a diagnosis being documented as pre-existing condition. It is unclear if health insurance companies can, at some point, use a behavioral health diagnosis as a pre-exsisting condition.
To be able to work with your therapist to design a treatment plan that works for you without involvement from a third party.
More control, freedom for self determination and greater anonymity for the client.